What is the best strategy to avoid paying interest on your credit cards everfi?

The best strategy to avoid paying interest on your credit cards is to pay off your balance in full each month. This means being mindful of your spending and only charging what you can afford to pay off when your statement comes due. Additionally, make sure to pay your bill on time and in full to avoid late fees and interest charges.

It can also be helpful to create a budget and track your spending to ensure you are not overspending on your credit card. Avoid using your credit card for daily expenses or non-essential purchases, and instead use it for emergencies or big-ticket items that you can pay off quickly.

Another strategy to avoid paying interest on your credit cards is to look for a card with a 0% introductory APR offer. This allows you to make purchases without accruing interest for a set period of time, giving you an opportunity to pay off your balance without additional charges.

Lastly, if you are struggling to pay off your credit card balance in full each month, consider transferring your balance to a card with a lower interest rate or speaking with your credit card company to see if they can offer you a lower rate or payment plan.